MOSCOW, March 13 – RIA Novosti. The unnamed card has both advantages and disadvantages. It is quickly produced, but some operations with an unnamed card, for example, cash withdrawals, at the cash desks of banks are impossible, unless you present a document confirming that the card belongs to its bearer. Alexander Kazansky, Associate Professor of the Department of Credit Theory and Financial Management, Faculty of Economics, St. Petersburg State University, told the Prime agency about this. “However, with the development of ATM networks, online trading and ubiquitous PIN-based transactions, NFC, Apple / Android Pay, the value of the name on the card as a measure security / identification becomes an anachronism, “the expert noted.
According to him, unnamed cards are often confused with prepaid cards.
“Unlike prepaid cards, unnamed cards are issued to customers when opening an account, so there is no risk of losing money if you lose the tool for using them,” summed up Kazansky.