S.-PETERSBURG, March 10 – RIA Novosti. The Leningrad Region entered the top ten regions of Russia in terms of mortgage availability: almost half of the families living in the region can afford such a loan; in addition, along with the purchase of new housing, Leningraders are buying a car, a spokesman for the regional administration's press service told RIA Novosti.
The interlocutor of the agency noted that according to the Central Bank, if in 2019 18,617 mortgage loans were issued in the Leningrad Region for more than 45 billion rubles, on average, at 8.87%, then in 2020 24,836 mortgage loans were issued for more than 68.7 billion rubles, with an average rate of 7.31%. In January 2021, 1,450 mortgage loans were issued in the Leningrad Region in the amount of 4.3 billion rubles. The average interest rate continues to decline, it amounted to 7.21%. “The Leningrad region ranks 6th in Russia in terms of car loans. The average amount in January 2021 amounted to almost 968 thousand rubles, which is 13% more than the same period last year (856 thousand rubles According to the National Bureau of Credit Histories, the number of cars purchased on credit is also growing. According to Autostat, in January Leningraders bought 1,115 new and used cars at the expense of credit funds, “he explained.
According to the representative of the press service of the regional administration, the increase in demand for loans is associated with the ability to take preferential mortgages and state programs to support the demand of the domestic auto industry.