The expert told why young Russians began to take microloans more often

MOSCOW, 6 Mar – RIA Novosti. Young Russians under 30 last year, against the backdrop of the pandemic, began to take out microloans much more often and caught up with the main age category of microfinance consumers aged 30 to 40, Yuri Kudryakov, general director of the Unicom24 financial marketplace, told RIA Novosti. of the crisis, the portrait of a client of microfinance organizations has undergone certain changes. Some of them affected the age – 60% of clients do not exceed 40 years old against 55% a year earlier. At the same time, the share of borrowers under 30 has caught up with the traditionally main age category of 30-40 years. of the categories (up to 30, 30-40 years old) account for 30% each, “he said.

According to the expert, the main reasons for such changes were factors such as the desire of Russians to maintain their usual way of life, a decrease in the availability of bank lending in general, as well as general market trends.

At the same time, the demand for microcrediting is still at a fairly high level, so, according to the results of the first two months of this year, about 3.6 million loans were issued, which is 9% more than the same period last year.

Earlier on Thursday, the Bank of Russia reported that Russians last year significantly increased the number of complaints against microfinance organizations due to the imposition of additional paid services: the number of such complaints increased 3.7 times, and their share – up to 8.7% from 2% in 2019 year.

Author: wedocount

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