Live in California?

Find credit unions in your county that do not impose forced arbitration
 
Credit unions in each California county offer a more consumer-friendly option, without forcing you to surrender your Constitutional rights. Based on new research by the CARS Foundation into all 131 state-chartered credit unions in California, here's a list of credit unions that currently indicate that they do not have forced arbitration / ripoff clauses in their consumer contracts. Counties are listed in alphabetical order.
 
California-Chartered Credit Unions that don't take away your rights,
and are free from forced arbitration rip-off clauses
(based on research conducted by the CARS Foundation, Sept. - Nov. 2017)
Note: Policies may change, so be sure to read contracts carefully before you sign,
and be on the lookout for terms like "arbitration" or "alternative dispute mechanism."
 
 
 
Alameda
1st Northern California Credit Union
1st United Services Credit Union
Alliance Credit Union
Financial Benefits Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
Organized Labor Credit Union
Provident Credit Union
SafeAmerica Credit Union
Travis Credit Union
University & State Employees Credit Union
 
 
Alpine
Central State Credit Union
Sierra Central Credit Union
 
 
Amador
Central State Credit Union
First U.S. Community Credit Union
Golden 1 Credit Union
SAFE Credit Union
 
 
Butte
Golden 1 Credit Union
Members 1st Credit Union
SAFE Credit Union
Sierra Central Credit Union
 
 
Calaveras
Central State Credit Union
Golden 1 Credit Union
Valley First Credit Union
 
 
Colusa
Travis Credit Union
 
 
Contra Costa
1st United Services Credit Union
Dow Great Western Credit Union*
First U.S. Community Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
Provident Credit Union
SAFE Credit Union
SafeAmerica Credit Union
Travis Credit Union
 
 
Del Norte
California State & Fed Emp #20 Credit Union
 
 
El Dorado
First U.S. Community Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
Provident Credit Union
SAFE Credit Union
Sacramento Credit Union
Sierra Central Credit Union
 
 
Fresno
Golden 1 Credit Union
Greater Valley Credit Union
Safe 1 Credit Union
United Local Credit Union
 
 
Glenn
Community Credit Union of Southern Humboldt
Members 1st Credit Union
Sierra Central Credit Union
 
 
Humboldt
California State & Fed Emp #20 Credit Union
Provident Credit Union
 
 
Imperial
First Imperial Credit Union
Golden 1 Credit Union
 
 
Inyo
Educational Employees Credit Union
 
 
Kern
Golden 1 Credit Union
Safe 1 Credit Union
 
 
Kings
1st United Services Credit Union
Golden 1 Credit Union
Safe 1 Credit Union
Valley First Credit Union
United Local Credit Union
 
 
Lake
n/a
 
 
Lassen
Golden 1 Credit Union
Members 1st Credit Union
Sierra Central Credit Union
 
 
Los Angeles
California Bear Credit Union*
El Monte Credit Union*
Golden 1 Credit Union
Jacom Credit Union
L. A. Electrical Workers Credit Union
Matadors*
Media City Community Credit Union*
Mid-Cities Credit Union*
Nikkei Credit Union
Provident Credit Union
South Bay Credit Union*
Universal City Studios Credit Union*
USC Credit Union
Water and Power Community Credit Union
 
 
Madera
Golden 1 Credit Union
Merco Credit Union
United Local Credit Union
Valley First Credit Union
Valley Oak Credit Union
 
 
Marin
Golden 1 Credit Union
San Francisco Firemen Credit Union dba San Francisco Fire CU
 
 
Mariposa
Central State Credit Union
Merco Credit Union
United Local Credit Union
Valley First Credit Union
 
 
Mendocino
n/a
 
 
Merced
Central State Credit Union
Golden 1 Credit Union
Merco Credit Union
Travis Credit Union
United Local Credit Union
Valley First Credit Union
 
 
Modoc
Members 1st Credit Union
Sierra Central Credit Union
 
 
Mono
n/a
 
 
Monterey
allU.S. Credit Union
CoastHills Credit Union
Golden 1 Credit Union
Provident Credit Union
Santa Cruz Community Credit Union
SLO Credit Union
 
 
Napa
Golden 1 Credit Union
Silverado Credit Union
Travis Credit Union
 
 
Nevada
First U.S. Community Credit Union
Golden 1 Credit Union
SAFE Credit Union
Sierra Central Credit Union
 
 
Orange
Altura Credit Union
Golden 1 Credit Union
Jacom Credit Union
Nikkei Credit Union
USC Credit Union
 
 
Placer
California Community Credit Union
First U.S. Community Credit Union
Golden 1 Credit Union
Heritage Community Credit Union
KeyPoint Credit Union
Provident Credit Union
Sacramento Credit Union
SAFE Credit Union
Sierra Central Credit Union
Travis Credit Union
 
 
Plumas
Members 1st Credit Union
 
 
Riverside
Altura Credit Union
California Credit Union
Golden 1 Credit Union
Jacom Credit Union
Pacific Marine Credit Union
Point Loma Credit Union
 
 
Sacramento
California Community Credit Union
First U.S. Community Credit Union
Golden 1 Credit Union
Heritage Community Credit Union
KeyPoint Credit Union
Provident Credit Union
Sacramento Credit Union
SAFE Credit Union
Travis Credit Union
University & State Employees Credit Union
 
 
San Benito
Golden 1 Credit Union
SLO Credit Union
 
 
San Bernardino
1st Valley*
Barstow Community Credit Union*
Golden 1 Credit Union
Jacom Credit Union
 
 
San Diego
Altura Credit Union
North County Credit Union
Pacific Marine Credit Union
Point Loma Credit Union
San Diego Metropolitan Credit Union
University & State Employees Credit Union
 
 
San Francisco
Golden 1 Credit Union
Pacific Postal Credit Union
Provident Credit Union
S.F. Bay Area Educators Credit Union
San Francisco Firemen Credit Union dba San Francisco Fire CU
San Mateo Credit Union
 
 
San Joaquin
1st United Services Credit Union
Central State Credit Union
Financial Center Credit Union
First U.S. Community Credit Union
Golden 1 Credit Union
Premier Community Credit Union
SAFE Credit Union
Travis Credit Union
 
 
San Luis Obispo
CoastHills Credit Union
Golden 1 Credit Union
SLO Credit Union
 
 
San Mateo
Alliance Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
My Credit Union
Provident Credit Union
SafeAmerica Credit Union
S.F. Bay Area Educators Credit Union
San Francisco Firemen Credit Union dba San Francisco Fire CU
San Mateo Credit Union
Upward Credit Union
 
 
Santa Barbara
Altura Credit Union
CoastHills Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
Ventura County Credit Union
SLO Credit Union
 
 
Santa Clara
Alliance Credit Union
Commonwealth Central Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
PremierOne Credit Union
Provident Credit Union
SafeAmerica Credit Union
San Francisco Firemen Credit Union dba San Francisco Fire CU
Star One Credit Union
University & State Employees Credit Union
 
 
Santa Cruz
CoastHills Credit Union
Santa Cruz Community Credit Union
 
 
Shasta
Golden 1 Credit Union
Members 1st Credit Union
Sierra Central Credit Union
 
 
Sierra
First U.S. Community Credit Union
Members 1st Credit Union
 
 
Siskiyou
Members 1st Credit Union
Siskiyou Central Credit Union
 
 
Solano
1st Northern California Credit Union
1st United Services Credit Union
Central State Credit Union
First U.S. Community Credit Union
Golden 1 Credit Union
Sacramento Credit Union
SAFE Credit Union
Travis Credit Union
 
 
Sonoma
Golden 1 Credit Union
North Bay Credit Union
Travis Credit Union
 
 
Stanislaus
Golden 1 Credit Union
Merco Credit Union
Travis Credit Union
Valley First Credit Union
 
 
Sutter
First U.S. Community Credit Union
Golden 1 Credit Union
Sacramento Credit Union
SAFE Credit Union
Sierra Central Credit Union
 
 
Tehama
Community Credit Union of Southern Humboldt*
Members 1st Credit Union
Sierra Central Credit Union
 
 
Trinity
California State & Fed Emp #20 Credit Union
Community Credit Union of Southern Humboldt*
Members 1st Credit Union
 
 
Tulare
Safe 1 Credit Union
United Local Credit Union
Valley First Credit Union
Valley Oak Credit Union
 
 
Tuolumne
Central State Credit Union
Sierra Central Credit Union
Valley First Credit Union
 
 
Ventura
CoastHills Credit Union
Golden 1 Credit Union
KeyPoint Credit Union
Ventura County Credit Union
 
 
Yolo
First U.S. Community Credit Union
Golden 1 Credit Union
Sacramento Credit Union
SAFE Credit Union
Travis Credit Union
University & State Employees Credit Union
 
 
Yuba
First U.S. Community Credit Union
Sacramento Credit Union
SAFE Credit Union
Sierra Central Credit Union